Loan programs

Mortgage options, without the jargon.

A short, honest tour of the loan programs available through Edge Home Finance. The right one depends on your situation — we figure that out together.

The core product — financing a home purchase in Tampa Bay with documented pre-approval and clear numbers.

Lower down payment and more flexible credit guidelines. Often a good fit for first-time buyers.

0% down options for eligible veterans, active-duty service members, and qualifying military families.

Flexible terms for buyers with stronger credit and savings profiles, including 3%-down first-time options.

A walkthrough of the whole process — what to expect, what programs exist, and what to budget for.

Tap into home equity for renovations, consolidation, or planned expenses without disturbing your first mortgage.

An honest look at whether refinancing actually saves you money once costs and timeline are factored in.

Not sure which program fits?

Send a quick scenario and we'll talk it through.