Gherrel Pinkham · NMLS #2811216Powered by Edge Home Finance, LLC · NMLS #891464Equal Housing Opportunity
(727) 498-4546
Step one — Pre-Approval

Get pre-approved before you start shopping.

A real, documented pre-approval letter through Edge Home Finance — so when you find the right house, your offer has weight. No pressure, no surprises.

How it works

A clean three-step path.

  1. 1

    Quick conversation

    Tell me what you're trying to do — price range, timeline, anything you're unsure about. Usually 15 minutes.

  2. 2

    Complete the secure Edge application

    The full application happens inside the official Edge Home Finance, LLC portal — not on this website — so your personal information stays encrypted end-to-end.

  3. 3

    Get your pre-approval letter

    Once income, assets, and credit are reviewed, you'll get a documented letter you can use to make real offers in Tampa Bay.

What this site does

Connects you with Gherrel and captures basic scenario info.

What this site doesn't do

Collect SSNs, dates of birth, or full income — that lives inside Edge's secure application.

Who you'll work with

One advisor, start to finish. No bouncing between call centers.

Credit is reviewed as part of the formal pre-approval process through Edge Home Finance. A credit review is part of the picture — final loan approval depends on the full application, income, assets, debt, property, appraisal, title, loan program guidelines, and underwriting review. More on credit and pre-approval →
Common questions

Pre-approval questions, answered.

Ready to get pre-approved?

Apply securely through Edge, or send a quick scenario first.