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Gherrel Pinkham · NMLS #2811216Powered by Edge Home Finance, LLC · NMLS #891464Equal Housing Opportunity
(727) 284-3770
Step one — Pre-Approval

Get pre-approved before you start shopping.

A real, documented pre-approval letter through Edge Home Finance — so when you find the right house, your offer has weight. No pressure, no surprises.

Start Edge Application Not ready yet? Know Your Numbers

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How it works

A clean three-step path.

  1. 1

    Quick conversation

    Tell me what you're trying to do — price range, timeline, anything you're unsure about. Usually 15 minutes.

  2. 2

    Complete the secure Edge application

    The full application happens inside the official Edge Home Finance, LLC portal — not on this website — so your personal information stays encrypted end-to-end.

  3. 3

    Get your pre-approval letter

    Once income, assets, and credit are reviewed, you'll get a documented letter you can use to make real offers in Tampa Bay.

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What this site does

Connects you with Gherrel and captures basic scenario info.

What this site doesn't do

Collect SSNs, dates of birth, or full income — that lives inside Edge's secure application.

Who you'll work with

One advisor, start to finish. No bouncing between call centers.

Credit is reviewed as part of the formal pre-approval process through Edge Home Finance. A credit review is part of the picture — final loan approval depends on the full application, income, assets, debt, property, appraisal, title, loan program guidelines, and underwriting review. More on credit and pre-approval →
Common questions

Pre-approval questions, answered.

Ready to get pre-approved?

Apply securely through Edge, or send a quick scenario first.