Know your numbers before you fall in love with the house.
A relaxed first conversation. We look at estimated payment, cash to close, and what makes sense for your scenario — no credit pull, no commitment.
Real numbers, in plain English.
Estimated monthly payment
Principal, interest, taxes, insurance — and HOA where it applies.
Estimated cash to close
Down payment, closing costs, prepaids, and reserves.
Tampa Bay context
Insurance, flood zones, and condo rules that shift the math here.
Loan options that fit
FHA, VA, conventional, or another path — what genuinely fits your situation.
Early credit review (optional)
We may also walk through a plain-English credit review so you know what your profile may mean before shopping.
When you're ready for the real, documented version, get pre-approved through the secure Edge Home Finance application. Curious about credit before then? Read about credit and pre-approval.
Send a quick scenario
Share what you're looking at. I'll come back with a clear, plain-English read.
Common questions.
Ready to know your numbers?
Quick conversation, real answers, no pressure.