Mortgage checklists, worksheets, and guides.
Practical, Tampa Bay–specific resources for buyers, military families, and realtor partners. No sensitive application data required to download.
New to the process? Start with Credit Scores and Mortgage Pre-Approval for a plain-English overview of how credit fits into buying a home.
Helpful official resources
Independent, official sources for buyer-side education, prepurchase counseling, statewide assistance, and license verification.
Down payment assistance programs are subject to eligibility requirements, funding availability, income limits, purchase price limits, property location rules, and program guidelines. Program details can change, so confirm current requirements before relying on any assistance option.
- CFPB — Owning a home (opens in a new tab) Federal
Independent consumer-side education from the Consumer Financial Protection Bureau.
- HUD-approved housing counseling (opens in a new tab) Federal
Free or low-cost prepurchase counseling from HUD-approved nonprofit agencies.
- Florida Housing — Homebuyer programs (opens in a new tab) State
Statewide first-mortgage and DPA options.
- NMLS Consumer Access (opens in a new tab) Federal
Look up the license record for any U.S. loan officer or mortgage company.
These links go to third-party websites that are not operated by Gherrel Pinkham or Edge Home Finance, LLC. They are shared for general information only and should not be relied on as legal, tax, or financial advice.
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